E*****I
About Candidate
Dynamic and result-oriented banking professional with over 6 years of experience in customer service, Teller, business development, and credit operations. Adept at managing customer relationships, driving business growth, and ensuring compliance with banking regulations. Proven ability to deliver exceptional customer experiences, resolve complex issues, and achieve organizational targets. Proficient in CRM systems, MS Office Suite, and financial data analysis.
Education
Second Class Honors (Upper Division)
Grade B (Minus)
Work & Experience
• Delivered high-quality customer service, ensuring a world-class experience in line with company standards. • Educated customers on banking products and services, encouraging feedback and engagement. • Proactively managed customer instructions and inquiries, resolving issues within agreed timelines. • Updated and maintained customer data in the CRM system, ensuring accuracy and compliance with operational guidelines. • Managed the issuance of customer instruments such as chequebooks, debit, and prepaid cards. • Drove business growth through new customer acquisition and deepening existing client relationships. • Ensured compliance with AML and KYC regulations, escalating suspicious activities to the relevant authorities.
• Assisted clients with loan applications, business planning, and credit delivery processes. • Conducted business appraisals and residential visits to assess clients' creditworthiness. • Monitored loan repayments, followed up on arrears, and resolved repayment-related issues. • Ensured compliance with service delivery policies and maintained accurate loan documentation.
• Assessed and managed clients’ credit risk, ensuring compliance with internal credit policies. • Oversaw the branch's micro-credit and SME loan portfolio, achieving growth and quality targets. • Conducted business assessments, prepared credit appraisals, and facilitated loan approvals. • Developed strategic partnerships and conducted marketing initiatives to recruit new clients.
• Marketed bank products and facilitated client recruitment and registration in designated areas. • Trained clients on banking policies, basic business skills, and loan management. • Managed loan disbursement and deposit mobilization, ensuring growth and quality targets were met. • Maintained client information and fostered positive public relations between the bank and the community.