ngatatonyy

• Spearheaded the integration of a new financial product into the operational framework, improving process efficiency while ensuring compliance with financial regulations and strategic objectives. • Successfully negotiated MOUs with government and private institutions, enhancing and broadening the company’s ecosystem and expanding the client and product base of the company. • Managed and supported a nationwide salesforce of over 200 agents, Team Leaders and Regional Managers driving sales performance (monthly sales of exceeding Ksh 25 million) and ensuring the effective execution of field operations. • Exceeded revenue growth targets by managing a portfolio exceeding Ksh 150 million with a PAR 30 of <0.01%, focusing on financial risk management and accurate forecasting.

• Led the implementation of new financial products and technologies, increasing monthly sales by over Ksh 150 million through enhanced operational transparency and efficiency. i.e. Credit Card (Ezua Chapaa), Motor Import Financing, Eezy Cars, Eezy Fix and Buy Now Pay Later (BNPL), and Check-off loans. • Led in the automation and implementation of new financial products and processes, reducing turnaround times and enhancing operational transparency demonstrating strong operational efficiency skills. • Managed budget development, ensuring compliance with IFRS, and produced internal reports to support statutory audits and financial integrity. RESPONSIBILITIES • Led a team of 15 branch managers, fostering collaboration and achieving consistent KPI attainment. • Developed and managed strategic growth plans, contributing to the expansion of our products and brands across various ecosystems. • Oversaw procurement processes and optimized resource allocation, enhancing operational transparency and efficiency. • Promoted financial cooperation and coordination with operational partners, ensuring timely fund requests and cash safety.

KEY ACHIEVEMENTS • Designed and implemented a compliance ticketing system, improving the company’s compliance score to 97%, showcasing a strong grasp of regulatory standards and financial controls while ensuring adherence to regulatory standards. • Conducted comprehensive risk and compliance reviews, ensuring adherence to IFRS and local regulations, reducing write-offs, and enhancing financial stability. • Detected and prevented possible fraud cases, averting significant financial losses by leveraging analytical tools such as MySQL, Power BI, and advanced Excel, demonstrating in-depth analytical skills and strong internal controls. • Developed and maintained financial models and reporting tools to support data-driven decision-making in field operations thus streamlining financial reporting procedures. RESPONSIBILITIES • Managed statutory and management reporting, ensuring timely and accurate financial reports for investments proposals • Conducted in-depth analysis of operational risks, issuing alerts and resolving issues to maintain ecosystem integrity and operational efficiency. • Identifying, researching, reviewing, and implementing effective, efficient, and regulatory-compliant enterprise risk management strategies • Analyzing financial performance and profitability data, such as market share and income growth to determine expected loan profitability and recoverability while developing strategies to stay ahead of competition.

• Negotiated Fixed Deposit rates for customers and spearheaded the marketing of various bank products, demonstrating early exposure to financial negotiations and stakeholder management.

• Conducted invoice posting through SAP-ERP, gaining exposure to different kinds of accounting and procurement software.